Our Loan Products
Tailored Financing Solutions for Real Estate Investors
Get started today—call us, apply online, or schedule a consultation with one of our loan specialists.
30-Year Fixed DSCR Residential Loan
Ideal for: Single-family residences, duplexes, triplexes, and fourplexes.
Property Types: Single-Family Residences (SFR), Duplexes, Triplexes, and Fourplexes.
This loan is designed for non-owner-occupied investment properties, making it perfect for buy-and-hold investors looking to generate rental income. With a 30-year fixed rate, you can enjoy long-term stability and predictable payments, allowing you to focus on maximizing your property’s cash flow.
Benefits:
30-Year Fixed DSCR Commercial Loan
Ideal for: Multifamily properties with 5+ units or large-scale commercial buildings.
Property types:
- 5 to 10-unit buildings
- 10+ unit apartment complexes
For experienced investors looking to finance non-owner-occupied commercial properties, this loan provides the stability of a fixed 30-year term while focusing on the property’s rental income potential. Whether you’re purchasing, refinancing, or expanding your portfolio, this product is built for growth.
Benefits:
30-Year Fixed DSCR Mixed-Use Loan
Ideal for: Properties that combine residential and commercial spaces.
Examples of Properties: Buildings with retail stores on the ground floor and residential units above.
Mixed-use properties can be an excellent addition to your portfolio, offering multiple income streams. Our 30-Year Fixed DSCR Mixed-Use Loan is designed to simplify financing for these unique properties by focusing on their cash flow performance.
Benefits:
Fix & Flip Loan / Rehab Loan (Non-DSCR Product)
Ideal for: Investors looking to buy, renovate, and sell properties quickly.
Turn opportunities into profit with our Fix & Flip Loan. This short-term financing option is tailored for real estate investors who want to purchase undervalued properties, complete renovations, and sell for a profit—or refinance into a DSCR loan for long-term holding.
Benefits:
Construction Loans (Non-DSCR Product)
Ideal for: New builds and ground-up construction projects.
Whether you’re building a new investment property from the ground up or developing a project to sell, our Construction Loan offers the financing you need to bring your vision to life. Upon completion, refinance into a DSCR loan to hold the property as a long-term investment.
Benefits:
Homeowner Residential Loan (Non-DSCR Product)
Ideal for: Owner-occupied properties.
Property types:
- 5 to 10-unit buildings
- 10+ unit apartment complexes
If you’re looking to purchase or refinance your primary residence, we offer 30-Year Fixed Homeowner Residential Loans based on your personal income. Choose from W2-based income documentation or 1099/bank statement options for self-employed borrowers.
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Why Choose DSCR Loan Experts?
At DSCR Loan Experts, we’re more than just lenders—we’re your partners in achieving real estate success. Here’s why investors and borrowers across the U.S. trust us:
Tailored Solutions
Loan programs designed with your unique goals in mind.
Whether you’re a seasoned investor or just getting started, we’re here to provide the tools, guidance, and financing you need to succeed.
Take the Next Step Today
Your real estate investment goals are within reach. Whether you’re purchasing a new property, renovating for profit, or building from the ground up, DSCR Loan Experts is here to simplify the process and help you secure the funding you need.
Contact us today to learn more about our loan products, or apply online to get pre-qualified in minutes. Let’s turn your investment plans into reality!
Mon – Sat
9:00am – 8:00pm