Qualify Based on Rental Income,
Not Personal Finances
Unlock your Real Estate Potential with DSCR Loans—where Rental Income, not Personal Finances, Pave the way to Investment Success
Maximize Returns with Minimal Hassle—
Let Your Property Work for You!
The Best Way To Find A DSCR Loan
Standard DSCR Loan
This is the most common type of DSCR loan, where the loan amount is based on the property’s income relative to its debt obligations. Lenders typically require a DSCR of at least 1.25, meaning the property's income should be 25% higher than the debt payments.
Interest Only Loan
In this loan type, borrowers only pay the interest on the loan for a set period, usually 5-10 years. This results in lower initial payments, which can be advantageous for cash flow. However, the principal remains unchanged during the interest-only period.
High-Leverage DSCR Loan
This type of DSCR loan allows for higher leverage, meaning a higher loan-to-value (LTV) ratio, typically up to 80% or more. These loans are often used by experienced investors who want to maximize their purchasing power and can justify the risk with strong property income.
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